Stop Big Spending - Support for the Spending Sprees

The Site That Offers Hope

 

Home

About Us

Contact Us

Your Budget

Freebies

New Year 2012

Retirement Plans

Debt Cutting Strategy

Identity Theft

Investing

Video

Referrals

Referrals 2

Referrals 3

Foreclosure

Addiction Stories

Overwhelmed

Support Group

Budgeting

Get out of Debt

Student Debt Struggles

The Unexpected

Ask Yourself

Financial Aid

Reasons For Overspending

The Overspending Epidemic

Financial Mentor

Microsoft Tips on Money

Books

Debt-Causing Addiction

The Seven Day Mental Diet

Serenity Prayer

Over-Spending a Bad Habit

Your Options

Credit Card Advice

Credit Card

Your 2010 Goals

Money Education

Our Solutions

Control of Your Finances

Time Debt

How To Stop Foreclosure

Bankruptcy

America Stop Big Spending

Plan For Retirement

Learning Self-Control

Managing Your Spending

Helpful Links

Fear

Bipolar Spending Sprees

Debt-Related Depression

Coping Skills

Codependency

Affecting our Self-Esteem

Loving Yourself


Bipolar Spending Sprees
What exactly is Bipolar Disorder?
 

What is Bipolar Disorder?

Definition

Everyone has heard life described as a roller coaster ride. We all will experience some intense highs and some incredible lows, but we expect this, for none of us thought living was an easy and predictable road. For many people though, the roller-coaster cliché describes a much more terrifying experience; an inner turmoil called bipolar disorder that can bring emotional, physical, and psychological pains far worse than anything most people could ever imagine. More than 2 million American adults or about 1 percent of the population age 18 and older in any given year, have bipolar disorder (Spearing, 2001). Until recently, bipolar disorder was known as manic depression. The word bipolar is now used to indicate the two poles, or extremes, that characterize the disorder. Bipolar disorder is a brain disorder that causes unusual shifts in a person's mood, energy, and ability to function. Different from the normal ups and downs that everyone goes through, the symptoms of bipolar disorder are severe. They can result in damaged relationships, poor job or school performance, and even suicide. But there is good news; bipolar disorder can be treated and people with this illness can lead full and productive lives.


Bipolar Spending Sprees

Bipolar disorder and the Spending Sprees
May 12, 2005 Optum

Question:
When I feel down, I tend to spend large amounts of money. I spoke with my doctor, and he said something about bipolar disorder, but I don't understand why. What could the connection be?


Answer:

Bipolar disorder is sometimes called manic-depressive illness. It involves dramatic mood swings-from feeling overly "high" to feeling hopeless and even suicidal. Along with these mood changes come severe changes in behavior. The periods of highs and lows are called episodes.

A manic episode can include spending sprees. However, this symptom alone is not enough to diagnose bipolar disorder. A manic episode lasts for at least one week and may also involve:

  • aggressive behavior
  • distractibility
  • drug abuse
  • extreme irritability
  • increased energy, activity and restlessness
  • increased sexual drive
  • overly euphoric mood
  • poor judgment
  • racing thoughts
  • rapid speech
  • reduced sleep
  • unrealistic beliefs in personal abilities

A depressive episode may include:

  • feeling guilty, worthless, or helpless
  • feeling sad, empty or hopeless
  • loss of interest in activities once enjoyed, including sex
  • restlessness or irritability
  • decreased energy
  • difficulty in concentrating
  • sleeping too much, or getting too little sleep
  • thoughts of death or suicide
  • suicide attempts
  • changes in appetite
  • unintended weight loss or gain
  • chronic pain not caused by physical illness or injury

Difficulties with personal relationships and with work or school can occur with any of these symptoms. Severe episodes of mania or depression include symptoms of psychosis, such as hallucinations and delusions. Hospital treatment may be required.


Symptoms of bipolar disorder can occur in several variations. For example, a hypomanic episode is similar to a manic episode but less intense. And during a mixed episode, a person experiences both a manic and depressive episode nearly every day.


Again, spending sprees are just one possible symptom of mania. You and your doctor can discuss your situation in more detail and choose the next steps to take. You may be referred to a mental health professional for additional help.


Answered by Ginny Lund, M.A., L.P., C.E.A.P. Ginny is a clinical content lead with Optum, a company that delivers personal health management solutions designed to help individuals stay healthy, get healthy and live with illness. She earned her master's degree in counseling psychology and has worked with children, adolescents and adults addressing a wide variety of mental health concerns.



References

"Bipolar Disorder." National Institute of Mental Health. 2002. http://www.nimh.nih.gov/publicat/bipolar.cfm (Viewed 3/22/05).

"Bipolar disorder." Optum. 12/7/04. https://www.healthforums.com/library/1,1277,article~6147,00.html (Viewed 3/22/05).


Interested in submitting a question?

Remember, Q and A's provide general information only. They are not meant to replace professional advice or imply coverage of specific clinical services or products.


Results of the Spending Sprees-Leads to Severe Depression
Results of the Spending Sprees-Leads to Severe Depression

Precautions to take if you are Bipolar

 

If you are Bipolar you will need to take extra precautions because of your

manic episodes for this is the time you have a tendency for the spending

sprees. These items are mentioned in The Budget that works in our site,

however it is important for you to pay attention to them. Please review

The Budget that works carefully, for it is helpful information.

 

Here are a few tips to remember:

·        To get a grasp on the situation, ask these important questions:

§         When did the debt start?

§         Was there a significant “trigger” or event that caused the debt?

§         Has the debt remained steady? Has it increased?

§         Is it being reduced gradually?

§         Have you tried reducing debt in the past & failed? Why did you fail?

§         Critically thinking through these questions is ESSENTIAL to fixing the situation; until you know how you got where you are, you will not be able to fix it otherwise, you’ll just keep repeating the situation

·        Seek out help from your family (& maybe really close friends)

·        Accept responsibility for your debt

·        Set up systems to prevent more debt

§         Freeze your credit cards – literally. Have a family member hide them, or have them put them in ice so they’re not easily accessible. You can also call the credit card companies and put a freeze on your cards until the balance is paid in full.


Join Our Mailing List
 
Google

 
The products and text on this website are for informational purposes only and not
intended to replace the assessment, advice or treatment of a physician or therapist.

Images found for this site found from the following sources:
Google Images, Animation Factory, exception personal image of Susan Young


Stop Big Spending -Copyright December 2006

Web Hosting powered by Network Solutions®