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Being Bipolar and dealing with the manic episodes, with the spending sprees, and being in debt became a way of life for me for a long time and breaking that habit is tough to break. I knew I needed a budget plan that would work for me. This is the budget that works. Give it a try you will be pleased with the results! Stop Big Spending will be offering more tips in the future to help you get out of debt and learn new coping skills to prevent it from happening again.
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| Stop Big Spending! |
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| It will put money in your bank account |
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4 Ways to Kick the Spending Habit |
- Track your spending
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| Keep a log of your purchases and your feelings while you shop. A written record will help you face your actions, feel more in control of your spending, separate wants from needs and discern the triggers for your behavior. |
- Change your patterns
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| Avoid places where your compulsion to shop is strongest, whether that's a store, the Internet or a home shopping channel. Shop with a list and stick to it or bring along someone you trust to help you resist impulse purchases. |
- Cut off your fuel supply
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| When you shop, pay for purchases with cash, checks or a debit card (one without an overdraft feature). Keep only one credit card, tucked away at home, for emergency use. |
| 4. Seek assistance |
| A professional counselor or support group (such as Stop Big Spending’s chat room or writing in our Message Board) can help you turn good intentions into reality. A certified financial planner or credit counselor can help get your finances back on track too. |
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