Stop Big Spending - Support for the Spending Sprees

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Over-Spending a Bad Habit

Spending Bad habits chip away at the life you COULD be living, right now.


 Let's Look at Bad Habits...

Bad Choices, Bad Habits

 

Regaining Your Ability to Choose is Key to Breaking any Habits

A habit is any action that we have performed so often that it becomes almost an involuntary response. If we consider this habit to be undesirable then we may label it a "bad habit". People spend countless hours and dollars each year attempting to break these bad habits and often do not have any success. Why? Because there is no magic bullet. Change is hard work and there is no short cut to achieving it. The steps a person needs to take, however, can be very simply outlined. To effect a change in habits, one needs to bring the action back into the realm of consciousness and regain the ability to make choices.

What's the Payoff?

The first step in breaking a bad habit is to look at why you find this action so compelling. In other words, what's the payoff for doing this seemingly negative thing? Since you've already classified this as a "bad" habit you may be tempted to say there isn't one. But look closer. There is always a payoff. Let's say your bad habit is yelling at your kids. What's in it for you? You let off some steam and feel a little better for the moment. Or you have a bad habit of leaving the dishes unwashed? The payoff could be that you get to spend more time on the Internet!

What's the Trade Off

Next, take a look at the trade off. What is it that you are losing by exercising your habit? This step should be easier. Just think why it is that you consider it a bad habit in the first place. Yelling at your kids is a bad habit because it leaves everybody feeling tense and tears down your children's self-esteem. You are trading a temporary release of tension for the emotional health of your children. Leaving the dishes undone is a bad habit because your kitchen is a smelly mess. To have more Internet time you are trading off having a pleasant living environment. When you look at it that way it doesn't seem like you are making very wise choices, does it? There has to be a better way.

Time to Make a Choice!

Now that you've weighed both sides of the issue--your payoff and your tradeoff--it's time to make a choice. It's no longer an involuntary act because now you know that you are making a choice every time you perform this action. You are choosing what you value more: the payoff or the tradeoff! Each time you start to do whatever the bad habit is now you have to actively choose. Which do you value more? Do you value more the relief you get by yelling at your kids or do you value their emotional well-being? Do you value more having more Internet time or having a pleasant place to live?

Substituting Better Behaviors

The whole reason you formed your habits in the first place is that they filled a need. You had tension that needed relief or you had a desire to surf the Net. As you break the old patterns you still need a way to fulfill these needs. You will be not only making an active choice to not do the old action you will also be making a choice to perform a better, alternative action in its place. Instead of yelling at your kids you might decide to go for a run every time you are feeling tense. Instead of letting dirty dishes pile up you may decide to use paper plates when you are eating alone. What the new habit is that you substitute isn't so important as whether you feel good about the choices you have made. After all, the reason you consider it a bad habit is because it leaves you feeling bad about yourself.

It's Up to You

By now you should realize that the only way to continue with a bad habit for very long is to sink back into denial of why you are doing it in the first place. Each time you begin to resume your old patterns the thought will pass through your mind that you are trading X for Y each time you perform that action. You will be forced to make a choice, whether good for bad, about continuing your habit. What choices will you make? The one that makes you feel bad about yourself or the one that makes you feel good? It's up to you.


The "Habit Busting Secrets: How to Break Any Habit in 21 Days" system

The good news is you can EASILY
CHANGE your Bad Spending habits!

Find out how Click Here


 

Recommended Reading-- The Habit Change Workbook: How to Break Bad Habits and Form Good Ones




The Habit Change Workbook: How to Break Bad Habits and Form Good Ones
 

Steps to Break a Bad Spending Habit

1

Step One

Decide how serious you are about breaking the habit. In addition to a strong commitment, you'll need time and energy to pay attention to your behavior so that you can change it.

2

Step Two

Keep track of when you do the behavior. Keep a notepad or journal handy.

3

Step Three

Write down when it happens (what is the situation) and what you were thinking and feeling. Writing increases your awareness of when and why you have this habit.

4

Step Four

Read and think about what you write down. What does this habit do for you? Is it a way to deal with feelings of boredom, anxiety, stress, anger?

5

Step Five

Think of what you could do instead of the habit that would be a more positive way to deal with the feelings or situation. Write down some simple alternative behaviors that you could do instead. Pick one you want to practice.

6

Step Six

Try to catch yourself when you find yourself doing the habit and stop yourself as soon as you can. Start the alternative behavior you decided you wanted to do instead.

7

Step Seven

Aim to do this once a week and increase the number of times per week over time. The more you practice a new behavior, the more it becomes the new habit.

8

Step Eight

Get support from others by letting them know you are working on the habit and telling them what they can do to help.

 

Tips & Warnings

·         Be patient with yourself. Habits are so automatic and unconscious we don't realize we are doing it until we are already doing it!

·         Be kind to yourself. Beating yourself up is another bad habit to be broken.


 
The products and text on this website are for informational purposes only and not
intended to replace the assessment, advice or treatment of a physician or therapist.

Images found for this site found from the following sources:
Google Images, Animation Factory, exception personal image of Susan Young


Stop Big Spending -Copyright December 2006

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